Community Banking Intern Program (Summer 2027)

Description Community Banking Intern Program (Summer 2027) The Experience: The FNB Bastrop Community Banking Intern Program offers college students and recent graduates a comprehensive, hands-on experience in the core functions and mission of a community bank. This immersive program is designed to provide participants with a broad understanding of how a community bank operates, supports customers and businesses, and contributes to the economic growth and stability of its community. Program Structure: Throughout the program, interns will gain exposure to key departments and functions. Each experience is guided by professional bankers who provide practical training, project assignments, and role-specific knowledge. Experiential learning includes: • Retail Banking: Learn the fundamentals of customer service, account management, deposits, and daily branch operations. Observe and gain firsthand experience building relationships with customers and supporting their banking needs. • Lending: Explore the lending process from application to closing. Work alongside commercial and consumer lenders to understand loan origination, underwriting, and relationship management. • Credit Analysis: Develop analytical skills by reviewing financial statements and credit underwriting presentations alongside experienced credit professionals. • Finance & Accounting: Assist in financial reporting, budgeting, and other projects to understand how a community bank maintains financial health and achieves financial performance. • Risk Management: Learn how banks identify, assess, and mitigate risks related to operations, compliance, marketing, and other factors. • Fraud Prevention & Security: Gain insight into the controls and systems used to protect customers and the Bank from fraud, cybersecurity threats, and other financial crimes. • Wealth Management: Learn how professional financial planners serve customers to meet a variety of long-term financial goals and needs. Professional Development: In addition to immersion in departments, interns will participate in workshops, social networking events, governmental and municipal council meetings, field trips, financial literacy, and community outreach activities. The program also includes a capstone project, implemented as a weekly challenge, on the subject of mergers and acquisitions. Interns will be provided a weekly challenge project and will independently present their findings to our executive team and board of directors in weeks 2-6 of the program. Program Goals: By the end of the program, interns will be able to: • Understand the mission, purpose, culture, and critical role of a community bank. • Understand the organizational structure and interconnected functions of a community bank. • Build practical skills applicable in banking, such as analysis of balance sheets, income statements, peer comparisons, budgets, credit memorandum presentations, and other financial analysis. • Develop professional and mentorship relationships with banking professionals. • Gain insight into potential career paths within the community banking industry. Required Skills or Prerequisites: • Demonstrated commitment and interest in serving one’s community • Strong finance and accounting skills. • Demonstrated leadership through extracurricular activities or internship/work experience. • Strong oral and written communication skills, and interpersonal skills. • Basic proficiency using Microsoft Office applications to include Word and Excel, as well as other database application systems. Required Education: • Identified as a Senior for Fall 2027 or recent graduate. • Pursuing a bachelor’s degree in Finance, Accounting, Economics, Business or related discipline. Other job details: Pay Rate: $20 per hour Job Type: Full Time, Temporary Location: First National Bank of Bastrop Headquarters, Bastrop, TX (On-site) Time period: Program runs from June 15- July 30, 2027.